Maternity capital registration, what documents are needed. Documents for obtaining maternity capital

What documents are needed to register maternity capital in 2018? The contents of the package are not very large; it is mandatory to draw up an application in the established form, after which all the collected papers are presented to a special commission at the local branch of the Pension Fund (at the place of residence or registration). In addition to the PF, the issue of issuing material assistance is handled by multifunctional centers for the provision of municipal and state services. The procedure is not complicated or lengthy (one of the simplest processes for obtaining financial assistance), but it requires attentiveness from both parents.

Documentation package for registration of MK

For those who are collecting documents for maternity capital, it is recommended that you familiarize yourself with Pr. No. 1180n dated October 18, 2011, which contains a complete list of what needs to be provided to the Pension Fund. This is the following list:

• a correctly drawn up application (samples can be downloaded from the Pension Fund website, but it is better to fill it out on the spot under the supervision of a specialist);
• documents that could confirm the identity of the applicant (usually a civil passport);
• birth certificate of the baby, in respect of which a petition is submitted to the MK;
• certificate of adoption of a child (if he is not a natural child);
• confirmation of the child’s citizenship (for minors, this is a stamp that is placed on the birth certificate by employees of the passport and visa service);
• power of attorney of the representative, certified by a notary (if the child’s mother cannot submit the documentation package for a number of reasons);
• a document confirming the applicant’s place of residence (registration stamp in the passport, certificate of registration at the place of residence);
• SNILS of the applicant.

If documents for maternity capital will be submitted by the adoptive parent or father in 2018, you should prepare one of the following documents:

• certificate of death of the baby's mother;
• a court decision that she was declared dead;
• court decision to deprive the mother of parental rights;
• decision of the judicial authorities that the mother’s guardianship and upbringing is impossible due to her committing a crime against the child.

Attention: the adoptive parent or father can apply for MK only if the mother is deprived of parental rights or has died, for which there is appropriate evidence.

The application included in the package must fully comply with the template established in Pr. No. 1180n. Based on the requirements set out in the order, such a petition contains the following data:

• full name of the PF branch where documents are submitted;
• information about the person for whom the certificate will be issued (full name);
• complete birth details for the applicant;
• passport details;
• presence/absence of citizenship;
• number of the compulsory pension insurance certificate;
• exact residential address;
• contact phone number (needed to contact the applicant);
• all information about the representative, if the package is submitted by a proxy and not by the mother;
• Full name of all children in the family, documentation details of their birth, place and date of birth, citizenship;
• order of birth or adoption;
• information about whether the MK was issued previously;
• full information about whether there was a court decision on deprivation of parental rights/criminal actions against the baby on the part of the mother, recorded by the court;
• convenient way to obtain a certificate;
• a complete list of all documents and certificates attached to the application.

How to submit documentation

In the case when the registration of maternity capital in 2018, the documents for which are submitted, is carried out for a child/children, father, adoptive parent or legal representative, you must additionally attach one of the following documents to the application:

• death certificate of the mother/court decision declaring the mother officially dead (or both parents);
• a decision that she (or both parents) have lost their parental rights;
• facts of intentional harm to the health/life of a child;
• other documents showing on what basis the application is being submitted by a representative or authorized representative.

To receive a certificate, all prepared information must be submitted to the local Pension Fund body in person, by mail or by sending it to an email address through the State Services portal. The date of submission must be recorded, the applicant must receive a receipt of receipt of the package or other confirmation, and review requires no more than a month from the date of provision of all data.

Persons entitled to receive MK must collect a simple package of supporting documents, including a duly completed application. This can be done by the baby’s mother, her legal representative, and, in certain circumstances, by the father or adoptive parent. After all the submitted data has been verified, PF specialists make a decision to issue a certificate or refuse if any conditions or data do not meet the requirements established by law.

A citizen applying to receive it will need to collect the title documents for maternity capital. To find out what package of documents for maternity capital will need to be prepared, citizens can refer to the information provided in this article.

Documents for receiving maternity capital

Those who are interested in what documents are needed to receive maternity capital should study the Rules approved by order of the Ministry of Health and Social Development of the Russian Federation on October 18, 2011 No. 1180n. This regulatory act lists in detail the documents for registration of maternity capital.

The list of documents for maternity capital includes the following papers:

Don't know your rights?

1. Statement.
2. A document confirming the identity and place of residence of the applicant. Such paper can be a passport of a citizen of the Russian Federation or another document replacing it. If there is no permanent place of residence, the address of actual residence is indicated.
3. Document on the birth of a child in respect of which documents are submitted for maternity capital.
4. Document on the adoption of a child in respect of which documents are submitted for maternity capital.
5. Confirmation of the child's Russian citizenship. Usually, it is possible to establish that a minor is a citizen of the Russian Federation by the corresponding stamp on the birth certificate affixed by the passport and visa service.
6. Power of attorney of the representative, which has been notarized (if documents are submitted through a representative).

List of documents for maternity capital, if the applicant is a father or adoptive parent

The right to receive a certificate may cease with the child's mother and pass to the father or adoptive parent. The transfer of rights can be caused, for example, by the death of the mother or the deprivation of parental rights.

To obtain a certificate, the father or adoptive parent of a child will need to have the following documents with him in addition to the above papers:

• death certificate of the mother of the child in respect of whom maternity capital is being issued;
• court decision declaring the mother deceased;
• decision of the judicial authorities to deprive a citizen of parental rights;
• a court decision that indicates a woman has committed a crime against her child.

Application for a certificate

Order No. 1180n establishes the rules for drawing up an application. According to this document, the person applying for a certificate must indicate in the application the following information:

• name of the territorial branch of the Pension Fund receiving the document;
• FULL NAME. a person entitled to issue a certificate;
• information about the birth of the applicant;
• passport details;
• citizenship information;
• personal account number in the compulsory pension insurance system;
• address data;
• contact phone number;
• information about the legal representative or authorized person;
• Full name of children;
• details of documents on the birth of children;
• data on the date, place of birth, citizenship of children;
• order of birth or adoption of children;
• information about a previously issued certificate for maternity capital;
• information about the deprivation of parental rights or the commission of criminal acts against the child;
• method of obtaining a certificate;
• list of papers attached to the application.

How to submit documents to obtain maternity capital

Documents for maternity capital are submitted to the Pension Fund of Russia by interested persons or their representatives by:

• personal appeal;
• by mail;
• sending electronic documentation through the public services portal.

After acceptance, the application is registered. The applicant is given a receipt for documents acceptance. Pension Fund authorities have 1 month to review submitted papers.

Thus, persons who have the right to receive maternity capital must collect a complete package of documents that meet all legal requirements. Only after checking the papers do the Pension Fund authorities make a decision on issuing a certificate.

To obtain a certificate for maternity capital, you need to contact the Pension Fund (PFR) with and. The application is filled out according to the established form; it can be submitted in person or through a representative.

The owner of the certificate can dispose of the funds of maternity (family) capital (MSC) only after the child, with the birth of whom the right to receive state support funds arose, turns 3 years. However, take advantage of them sooner possible: to pay the down payment on a mortgage or repay an existing housing loan (loan) and interest on it, as well as to pay for educational services for family members.

In order to direct maternity capital funds in one of the directions established by law, the owner of the certificate must attach the appropriate ones to it.

Since 2018, you can use MSC funds to receive. The social support measure is provided to families where a second or subsequent child was born/adopted after 01/01/2018 and whose monthly family income does not exceed the subsistence level established for the working-age population in a particular region.

Where to apply to obtain a certificate for mat capital

You can get a certificate for MSK Anytime after the birth or adoption of a child. To do this, you must submit an application to the Pension Fund of the Russian Federation along with the necessary documents in one of the following ways:

• contact the regional branch of the Pension Fund of Russia in person or through a representative;
• send documents by mail;
• provide information through a branch of the multifunctional center (MFC);
• submit an application electronically through your personal account on the Pension Fund website or the State Services portal.

You can fill out an application for MSC directly when visiting a branch of the fund or MFC. The sample can also be printed and filled out at home in advance, and then submitted along with the rest of the documents.

The Pension Fund is considering the received appeal within 15 days. After another five days, the Pension Fund must notify the applicant of the decision made - to issue a certificate or to refuse to issue it.

The certificate can be issued:

• in the hands of the applicant;
• by means of postal mail;
• through a branch of the MFC;
• in the form of an electronic document.

Since 2016, citizens have the opportunity to apply in paper or electronic form. The electronic certificate will be displayed in the applicant’s personal account, the information of which can be viewed online.

Planned from 2020 eliminate paper certificates, and enter data on recipients of maternity capital into a special electronic register. Instead of a paper certificate, you can receive an extract from the Pension Fund. It is expected that this decision will reduce the time it takes to complete this measure of support for families with children.

Application for issuance of a state certificate for maternity capital (sample)

The application is being filled out on a standard form. In accordance with clause 6 of Order No. 1180n dated October 18, 2011, it contains the following information:

• name of the Pension Fund of Russia body where the application is submitted;
• the applicant’s passport details, as well as the status of the child (mother, father or children);
• information about citizenship;
• pension insurance certificate number (SNILS);
• contact number;
• detailed address of place of residence or stay;
• information about the child, whose birth gives the right to receive maternity capital, as well as information about all children in the family;
• if the documents are submitted by a representative - details of his passport, as well as a document confirming his authority;
• if you need to make changes to an issued document or obtain a duplicate, information about the previously issued certificate.

All fields of the application are filled out without gaps, and a date and signature are placed at the end.

Documents for issuing a maternity capital certificate in 2019

The list of documents that are needed for registration of MSK was approved by Order No. 1180n dated October 18, 2011. With the application you must provide:

1. Applicant's passport(to confirm the place of residence and citizenship of the Russian Federation).
2. Birth certificates(or adoption) of all children.
3. Documents confirming Russian citizenship in children.

Additionally you may need:

• adoption decree- if the child was adopted;
• power of attorney and representative's passport- if the applicant does not apply in person.

SNILS is required only to fill out the application. Citizens of the Russian Federation who do not have a permanent place of residence confirmed by registration may indicate in the application actual place of residence.

Citizens, living outside the Russian Federation, before submitting documents, you must meet the following requirements:

1. Translate into Russian birth certificate, if it was obtained in a foreign country. In this case, the translation must be certified by a notary.
2. Provide certificate of consular registration.
3. As proof of identity, the applicant must present international passport.
4. To confirm the citizenship of a child under 14 years of age, you must present his birth certificate indicating the citizenship of the parents or a foreign passport.

The right to apply for a certificate is granted mothers (adoptive mothers). However, in some cases it may be possible to obtain a certificate. To do this, you additionally need to provide the following documents:

• confirming the death of a woman, declaring her dead or deprived of parental rights;
• confirmation of the commission of a deliberate crime by a woman against her child (children).

You can apply for a certificate yourself child, after the appearance of which in the family the parents became entitled to receive state support funds. To do this, he needs to present documents confirming:

• death of parents, declaration of death or deprivation of parental rights;
• committing an intentional crime against a child;
• cancellation of adoption.

Application for disposal of maternity capital funds

Persons who have received a certificate for MSK have the right to submit an application for disposal of state support funds (or part of them). This can be done in person or through a representative. An appeal can be submitted at any time after turns 3 years old from the date of birth or adoption of the child, except for the following cases:

• the use of MSC funds for a mortgage or loan, as well as for it, if the loan obligations were issued for;
• for other expenses related to obtaining preschool education;
• for getting .

The application can be submitted:

• to the branch of the Pension Fund of the Russian Federation;
• through the MFC;
• sent by post;
• in electronic form through State Services or the personal account of the insured person on the Pension Fund website.

The information that must be indicated in the application is established by clause 13 of Order of the Ministry of Labor of the Russian Federation No. 606n dated 08/02/2017. The accuracy of the information provided is confirmed by the signature of the applicant.

Documents to the Pension Fund for the use of maternal capital

The application must be accompanied by documents, the list of which differs depending on the purpose of spending funds. The following are required:

1. Applicant's passport.
2. Certificate for MSK.
3. If an application is submitted through a representative, a power of attorney confirming his authority and passport.

List of documents required when sending maternity capital to improve living conditions established by Decree of the Government of the Russian Federation No. 862 of December 12, 2007 and depends on the chosen method of improving the family’s living conditions (with a mortgage or without the use of borrowed funds, or). Regardless, you may additionally need:

1. Marriage certificate and spouse's passport- if he is one of the parties to a transaction for the purchase or construction of housing.
2. Notarized for each family member in the purchased housing.

In other ways of managing funds, you may need the documents listed in the table below.

Option for using maternal capital funds	Required documents
To pay for the services of an educational organization	a copy of the contract for the provision of paid educational services, certified by the providing organization
To pay for a dormitory at an educational institution	rental agreement indicating the amount and terms of payment; a certificate confirming the child’s residence in the dormitory from an educational organization
To pay for goods and services for the adaptation of disabled children	documents confirming the fact of purchase of goods and services; act of checking the availability of goods; applicant's bank account details
To pay for the maintenance of a child or care for him by an organization providing preschool, primary, basic and secondary education services	an agreement between the certificate holder and the educational organization, which specifies the calculation of the amount of fees and obligations for the supervision and care of the child

To send maternity capital funds (the owner of the certificate), you will only need an application for disposal and a passport.

Documents for receiving monthly payments from maternity capital in 2019

Families in which a child was born or adopted after January 1, 2018, have the right to use MSC funds for monthly payments upon reaching 1.5 years. In 2019, the amount of such payment is equal to child's living wage for the second quarter of 2018, valid in a certain constituent entity of the Russian Federation.

Payments are provided to citizens whose family income for the last 12 months per family member does not exceed 1.5 living wage, set for the working population in the region for the second quarter of the previous year.

To process payments, you must submit to the Pension Fund of Russia an application for disposal of MSC funds along with the following documents:

• certificate for maternal capital;
• ID cards of all family members;
• information about the income for the last 12 months of each family member;
• bank account details where funds should be transferred;

Additionally the following can be provided:

• documents confirming the grounds for not taking into account the income of one family member when calculating the average per capita family income;
• information about the absence of the second parent;
• court decision on restoration of parental rights.

A decision on payment of benefits will be made within 1 month after registration of the application, and the money transfer will be credited to the applicant’s account via 10 working days if the application is approved. The benefit is assigned for 1 year To continue receiving payments for the remaining six months, you must submit an application again.

This support measure applies only to the second child (if maternity capital funds are sent) - if a third or subsequent child appears in the family, it will not be possible to issue a payment for up to 1.5 years for him.

Rights holders can use maternity capital funds by receiving documentary evidence of your rights. This confirmation is a certificate. Only after the citizen has this document in his hands can he decide how to manage the funds allocated by the state in the amount of 453,026 rubles. in 2018.

A citizen can apply for the certificate itself or report his decision (how to use the funds) to the Pension Fund Anytime. This does not apply to - applications for them are accepted by the Pension Fund or MFC within the strictly established time limits by law. Also, the owner of the certificate can cancel his previously submitted application at any time if the money has not yet been transferred.

Each of these statements has its own peculiarities when filling out, and when submitting each of them, the owner is required to submit the corresponding package of necessary documents.

Application for a certificate

Citizens who are entitled to maternity capital must have an appropriate document confirming their right to this state support. Such a document is maternity capital certificate, which is issued to a woman once in the event of the birth or adoption of a second (as well as third or subsequent) child in the period from January 1, 2007 to December 31, 2018.

To receive this document, citizens must independently or through a legal representative submit the appropriate application and the necessary package of documents. This can be done by contacting the Pension Fund of Russia (PFR) or the Multifunctional Center (MFC).

It is worth noting that copyright holders can apply for a document either immediately after the birth of a child or several years later. That is, a citizen can apply for maternity capital Anytime after the birth of a child in the family with whom this right is acquired. Employees of the Pension Fund of the Russian Federation cannot refuse to accept documents and refuse to issue a certificate due to applying for a certificate too late or too early.

Sample application for maternity capital

In accordance with paragraph 6 of Appendix No. 1 of Order of the Ministry of Health and Social Development of the Russian Federation No. 1180n dated October 18, 2011, the application must indicate the following information:

• name of the territorial body of the Pension Fund;
• personal information about recipient:
• status (who is the child related to);
• Date and place of birth;
• citizenship;
• passport details (or other identification document);
• SNILS number;
• address (registration and place of actual residence);
• personal data of the legal representative or authorized representative (if necessary);
• information about each person born or adopted child(full name; gender; details of birth certificate; date and place of birth; citizenship);
• information about a previously issued certificate;
• confirmation or denial of the fact of deprivation of parental rights;
• a list of documents submitted along with the application;
• date and signature of the applicant.

At the end of the document specialist assigns a registration number to the application and puts the date of acceptance and his own signature, giving the applicant a receipt-notification.

Date of acceptance of the application The documents are considered to be the date of registration with the territorial body of the Pension Fund. If the citizen applied for extradition to the MFC - the date the application was accepted at the Multifunctional Center.

What documents are needed for the Pension Fund to transfer mat capital?

Along with the application to confirm this right, the citizen must present the originals (or, in the case of sending documents by mail, notarized copies) of the following documents:

• passport of a citizen of the Russian Federation (or other document proving identity, citizenship, date of birth and place of residence);
• SNILS;
• birth certificates of all children.

To confirm special cases you need additionally introduce other documents:

• international passport of a citizen of the Russian Federation(for Russians living abroad);
• adoption decision(if one or more children in the family were adopted);
• documents confirming termination of the right to a certificate(death certificate of father or mother, court decision on deprivation of parental rights, etc.);
• certificates from educational institution(if the certificate is issued for an adult child under the age of 23 who is a full-time student).

In the event of the death of a child, parents/adoptive parents also have the right to receive a certificate for maternal capital. This is possible if the deceased child was born alive and can be registered in the registry office. birth and death certificates.

Application for disposal of MSK funds

Having a certificate for maternity capital in hand (in paper form or, since 2016, also in the form of an electronic document), the copyright holder has the right to dispose of funds or part of these funds. In this case, maternity capital can only be directed to:

• (purchase of housing or its reconstruction, as well as construction of a residential building);
• (preschool, school, secondary and higher);
• future or adoptive mother.

After the copyright holder decides what he will use the funds for, he needs to submit a corresponding application and documents to the Pension Fund. This can be done any time after 3 years after the birth of the child. However, in some cases provided for by the legislation of the Russian Federation, you can use the funds, without waiting 3 years: to repay existing funds, as a down payment, to purchase goods and services for a disabled child, etc.

Sample application for the sale of mat capital

According to Appendix No. 1 of the Order of the Ministry of Health and Social Development No. 779n dated December 26, 2008, the application for the disposal of funds must indicate the following information:

• personal data of the document owner (full name, status, date of birth, SNILS, passport data, residence address);
• information about the certificate (date of issue, series and number);
• date of birth of the child, with whose birth the right to maternity capital arose in the family;
• information about the legal representative (if necessary);
• type and amount of expected expenses;
• list of submitted documents;
• date and signature of the applicant.

It is important to note that a previously accepted statement on the disposal of funds may be canceled at the owner's request certificate. In replacement of the previous one, the citizen also has the right to submit a new application, which will indicate other options for sending funds.

Necessary documents for using maternity capital

When applying to the Pension Fund or MFC, the certificate holder must attach the main documents to the application for disposal of funds, a list of which is available in Order No. 779n of the Ministry of Health and Social Development:

• certificate for maternal capital (not necessary since 2015, but preferably if the need arises);
• SNILS and passport of a citizen of the Russian Federation (or other document proving identity and place of residence).

However, depending on what the citizen intends to use the funds (or part of the funds), the Russian Pension Fund requires additional submission another set of documents.

Direction of maternity capital funds	Required documents
No. 862 dated December 12, 2007)	Additional general documents if there is a spouse: spouse's identity document; Marriage certificate. When paying for purchased housing: a copy of the purchase and sale agreement; a copy of the certificate of registration of ownership); a certificate from the seller regarding payment in installments. When using maternity capital as a down payment: a copy of the loan (mortgage) agreement; a written obligation to register this premises in the name of the certificate holder, spouse and children When paying for the construction of residential premises: copy of the construction permit; a copy of the construction contract; a written obligation to register this premises in the name of the certificate holder, spouse and children; a copy of the document confirming the right to use the land plot on which the house is being built.
(Resolution of the Government of the Russian Federation No. 926 of December 24, 2007)	When paying for educational services: a copy of the agreement on the provision of these services (certified by the educational organization). When paying for the hostel: rental agreement for this residential premises; a relevant certificate from the educational organization (confirmation of the child’s residence in the dormitory).
Compensation of costs for the purchase of goods and services (Resolution of the Government of the Russian Federation No. 380 of April 30, 2016)	individual rehabilitation program for a disabled child (IPRA); confirmation of expenses (sales or cash receipt, purchase and sale agreement, etc.); act of checking the availability of goods purchased for the child; account details of the certificate holder.

When sending funds, a special list of documents is not provided, since all the necessary documents for the pension provision of Russians are already in the Pension Fund itself.

In special cases it is necessary to submit other documents confirming these circumstances (permission from the guardianship and trusteeship authorities on the expenditure of maternal capital funds, a notarized power of attorney of the representative, etc.).

Application for a one-time payment from maternity capital

All funds from this state support must be directed to strictly defined purposes prescribed in the Legislation of the Russian Federation. It is impossible to cash out maternity capital; all actions to withdraw funds are considered illegal.

However, in difficult years for the country, laws have already been repeatedly adopted that make it possible to completely legally withdraw a certain amount from maternity capital in the form of lump sum payment. Its features are that:

• the owner of the certificate can spend the money on any current needs of the family without reporting to the Pension Fund.
• All certificate holders can take advantage of this right, provided that they have unspent funds in their maternity capital account;
• if the actual account balance is less than the amount specified in the law, then the balance is paid in full and the right to maternity capital is terminated.

This measure is not constant and is used only during particularly difficult periods of crisis in the country. This was the case in 2009 and 2010, then it was allowed to withdraw 12 thousand rubles from the account per year. In 2015, this payment was resumed and increased to 20 thousand rubles. In 2016 - up to 25 thousand rubles. It is possible that this measure will be in effect in 2017, but at present there is no official decision on this matter.

Despite the fact that many companies offer to withdraw funds “legally” for a certain fee, you need to remember that this procedure is an illegal act, even if it is hidden behind a fictitious transaction for the purchase of housing.

As a result, the owner of the certificate may be recognized as an accomplice to the crime and suffer appropriate punishment for misuse of public funds. You can receive money in your hands legally only as a lump sum payment or compensation for costs incurred to purchase goods for disabled children.

Application form for a one-time payment

To receive funds, a citizen must submit to the territorial body of the Pension Fund application for a lump sum payment. This application is filled out by the citizen or his authorized representative and must contain following information:

• name of the territorial body of the Pension Fund of the Russian Federation;
• information about the owner (full name, status, insurance number (SNILS);
• series and number of the certificate and by whom and when it was issued;
• details of the identity document (passport data);
• registration address;
• address of actual place of residence;
• the size of the lump sum payment;
• bank account details;
• list of submitted documents;
• date and signature of the applicant.

If the applicant is representative, then the application must also indicate information about him (his passport details, number and series of power of attorney, etc.).

It is also worth noting that in 2016 it was possible to apply for a lump sum payment simultaneously with an application for a certificate. This is relevant for those citizens who have the right to maternity capital, but have not yet received the document itself.

Documents for receiving one-time payments from mat capital funds

According to Order of the Ministry of Labor dated June 27, 2016 No. 313n, in addition to the application to receive funds, you must submit following documents:

• identification and place of residence of the owner (RF passport);
• bank account details (bank deposit agreement, etc.).

The pension fund has the right to require other documents if the applicant is:

• a minor child - official confirmation of his legal capacity is required (relevant court decision, etc.);
• proxy - documents of a citizen, as well as a document on the basis of which he acts on behalf of the owner (passport, power of attorney, etc.).

Apply for necessary within the strictly established deadlines(for example, in 2016 this had to be done between June 23 and December 31) by submitting a package of documents directly to the Pension Fund, by mail or electronically through government Internet portals (the official website of the Pension Fund or State Services).

After accepting all the necessary documents, the Pension Fund registers the application and issues it to the applicant notification receipt. Within a month, the information provided is checked and a decision is made.

• If right to payment is confirmed, then the funds are credited to the citizen’s specified account within another 30 days (in total no more than 2 months from the date of filing the application until the money is transferred to the account).
• In case of refusal The Pension Fund sends the applicant a corresponding notice indicating the reason.

With help, the state seeks to stimulate the birth rate and improve the financial situation of families with two or more children. This type of subsidy began to be used in 2007, and the program was extended until December 2016, as it proved its effectiveness and was widely in demand. The decision to issue maternity capital is made by a commission at the local branch of the Pension Fund, and it is worth finding out in advance what documents are needed for maternity capital.

To receive maternity capital, you need to issue a certificate for it

The amount of maternity capital was initially 250 thousand rubles, later this amount was indexed several times. In 2015-260, it reached 453 thousand rubles, and for many Russian families this is very significant financial support, which makes it possible to achieve a significant improvement in living conditions.

This amount is not given in person: the family is provided with a certificate that can be used to purchase housing, pay for children’s education, and in several other cases.

Who has the right to maternity capital? As a rule, this is a mother who gave birth to her second child between 2007 and 2016, she will be able to immediately after receiving a birth certificate for her second baby. However, in some cases other persons are entitled to a certificate:

1. The father of the second child, if the mother died or was deprived of parental rights after a court decision. Also, the mother loses the right to issue maternity capital if she has committed a crime against her child. In this case, the certificate is issued in the name of the father, who provided a package of documents to the Pension Fund authorities.
2. children appointed after the death of their parents. Guardians or adoptive parents acquire the same rights as natural parents.
3. The child himself, if both parents and guardians died. In this case, it is necessary to collect and provide an expanded package of documents and confirm the fact of death of legal representatives.

The family has the right to sell the certificate as soon as the second child reaches the age of three.

However, if the money is intended to be used or to pay a down payment on a mortgage, it can be used immediately upon receipt. This measure made financial assistance more effective, since it is the lack of funds to pay a down payment that prevents many families from taking advantage of mortgage programs.

Documents for receiving maternity capital

The process of registering maternity capital takes no more than 1 month

Maternal capital is usually not difficult, and the process of obtaining a certificate will not take more than a month. You can apply for it not only to the Pension Fund, but also to the MFC - a multifunctional center that is present in every major city. The mother must write a statement in the established form and attach the following set of documents to it:

• Mother's original passport and its copy. You need to copy the page with personal data and registration. If information about children is indicated on a special page of the passport, this must also be copied.
• Originals and copies of each child. As soon as the certificate for the second baby is issued, you can immediately contact the MFC with an application.
• Birth certificate of the mother or other person submitting the application. If the document was lost, it will first need to be restored through the registry office.
• Card for the mother and all children. If a pension insurance certificate has not yet been issued for them, you can obtain it immediately when submitting an application; this procedure usually takes a little time.
• If the mother is remarried, a certificate of divorce from the previous marriage, as well as a certificate from the civil registry office in form F-28, is added to the list of documents. If documents for registration of maternity capital have to be submitted by the father or guardian, the package must also include documents confirming the death of the mother or her deprivation of parental rights. To confirm her crime against the child is necessary.

The procedure for obtaining a certificate for maternal capital

Maternity capital - significant assistance to families

The certificate is issued quite quickly, the procedure includes only a few steps. The applicant collects documents and submits them for consideration to the pension fund commission. Documents can be transferred not only in person: this can be done with the help of a trusted person and a notarized power of attorney.

In addition, you can send it by mail - this is convenient if, for example, the family lives abroad most of the time. Documents are reviewed within a month. At the same time, the information contained in them is checked: you can receive maternity capital only once in a lifetime, and it is issued only to Russian citizens.

After reviewing the documents, the commission will make a decision and a notification will be sent to the applicant. You can receive the certificate in person at the Pension Fund, or it will be sent to the address specified in the application.

Now it is possible to send documents electronically through the State Services portal. This will save a lot of time and you won’t have to wait in line at the Pension Fund, but you can only take advantage of this opportunity if you have an electronic signature.

Options for using maternity capital

Maternity capital can be spent strictly for its intended purpose!

Maternity capital is an amount that should be used to support, raise and educate a child, as well as improve his living conditions. Because of this, the subsidy is not given to parents, but is used when providing confirmation of the legality of the expenditure. Maternity capital can be spent in several main directions:

1. Improving living conditions. The amount of maternity capital can be used either for a private home, or for the construction or reconstruction of a residential building. In this case, you will need to provide a construction or reconstruction project, as well as a set of documents for the land plot. After consideration, the required amount will be transferred to the account of the construction organization.
2. Repaying a home loan. To use matkapital to pay off a mortgage, you will need to provide the PF branch with a bank loan agreement, as well as information about the debt balance and unpaid interest. In this case, the money is transferred to a bank account and used to pay off the debt. Recently, it has become possible to use maternal capital for a down payment. You will need a bank agreement and documents for the purchased residential premises.
3. Children's education. School education, training in private educational institutions, various courses, art, music and other education can be paid for. In this case, in order to receive money, you need to provide an agreement that was concluded between the parents and the educational institution.
4. mother. This is another way of using maternity capital: the money is used to create a funded part of the pension, which will be paid after reaching retirement age. This option allows the mother to secure her future: the money will be used by a non-state fund to make a profit and help form significant savings.

It must be remembered that when purchasing a home using maternal capital, parents undertake the obligation to allocate shared property for each child. This ensures the future of the children: they will already have their own housing.

There is one more important rule. Until the end of March 2016, parents can receive a one-time benefit from maternity capital in the amount of up to 20 thousand rubles. Moreover, it can be directed not at housing or education, but at the current needs of the family, and to receive it it is not necessary to wait until the second child in the family turns three years old.

This payment is intended to help families during a crisis period if a difficult financial situation arises. It is not yet known whether families will have this opportunity in the future. All other options are illegal: the state strictly controls the expenditure of funds to prevent their misuse and protect citizens from various fraudulent schemes and actions. Matkapital is a good way to ensure a sustainable future for the family, and you should not fall for any tricks.

Maternity (family) capital: how to get and how to spend? Answers in the video: