Ural Corporation for Housing Construction and Mortgage. OAO South Ural Corporation for Housing Construction and Mortgage (OJSC Yuu Kzhsi)

JSC "South Ural Corporation for housing construction and mortgage" (JSC "YuU KZhSI") is a universal financial and construction holding. SU KZhSI JSC was established in 2002 by the decision of the Governor and the Government of the Chelyabinsk region in order to develop the region's mortgage lending system.

Initially, the Corporation acted exclusively as a regional operator of the Federal AHML, starting in 2007, OJSC "YuU KZhSI" ​​entered the regional housing construction market as a developer. At the moment, the authorized capital of the Corporation exceeds 2.5 billion rubles. This is one of the largest authorized capitals of regional mortgage operators in Russia. Today, JSC "Southern UU KZHSI" occupies a leading position in the mortgage and construction markets of the region, providing modern and high-quality financial services and implementing programs to provide affordable and comfortable housing for the population of the region.

The activities of SU KZHSI OJSC in housing construction as a general contractor, customer-builder and investor are carried out in the middle price segment and in the economy class segment. This reflects the social orientation of the Corporation and its contribution to the implementation of the program to provide affordable and comfortable housing for the population of Russia. In addition, these price segments are massive and they contain a significant share of the consumer demand of residents of the Chelyabinsk region at the moment.

During the operation of the Company, 16 banks, 24 insurance companies, more than 50 appraisal organizations and more than 300 real estate firms have been involved in the Federal System of Mortgage Lending.

JSC "South Ural Corporation for Housing Construction and Mortgage" (JSC "YuU KZhSI")- universal financial and construction holding. SU KZhSI JSC was established in 2002 by the decision of the Governor and the Government of the Chelyabinsk region in order to develop the region's mortgage lending system.

Initially, the Corporation acted exclusively as a regional operator of the Federal AHML, starting from 2007 JSC "Southern UU KZhSI" ​​entered the regional housing construction market as a developer. At the moment, the authorized capital of the Corporation exceeds 2.5 billion rubles. This is one of the largest authorized capitals of regional mortgage operators in Russia. Today JSC "Southern UU KZhSI" ​​occupies a leading position in the mortgage and construction markets of the region, providing modern and high-quality financial services and implementing programs to provide affordable and comfortable housing for the population of the region.

The activities of JSC "Southern UU KZhSI" ​​in housing construction as a general contractor, customer-builder and investor are carried out in the middle price segment and in the economy class segment. This reflects the social orientation of the Corporation and its contribution to the implementation of the program to provide affordable and comfortable housing for the population of Russia. In addition, these price segments are massive and they contain a significant share of the consumer demand of residents of the Chelyabinsk region at the moment.

Financial and economic activity

The subject of the financial and economic activities of the South Urals University of KZhSI is the development of a system of mortgage lending in the Chelyabinsk region, the acquisition and implementation of the rights of claim on obligations secured by mortgages, investment in housing construction, the formation of a mortgage loan market and a securities market, obligations for which are secured by mortgages, and the function of a customer -developer, general contractor in construction, construction of buildings and structures of I and II levels of responsibility in accordance with state standards.

Construction activity

Since 2007 JSC "Southern UU KZhSI" ​​has implemented projects for the construction of apartment buildings in the municipalities of the Chelyabinsk region: Chelyabinsk, Troitsk, Chebarkul, Yemanzhelinsk, Korkino, Uvelsky village, Pervomaisky village, Yuzhnouralsk, Miass, Magnitogorsk, Zlatoust, Kyshtym, Satka, Bakal, Katav-Ivanovsk, Kopeysk. Among the low-rise construction projects, residential buildings are being implemented in the village of Lebyazhye on the shore of the lake. Kundravinskoye in the Chebarkulsky district and in the village of Roshchino-2 in Yuzhnouralsk.

Contact Information:

Company details:

TIN: 7453094401

Checkpoint: 745301001

OKPO: 59541553

OGRN: 1027403868260

OKFS: 13 - Property of the subjects of the Russian Federation

OKOGU: 4210014 - Organizations founded by legal entities or citizens, or legal entities and citizens jointly

OKOPF: 12247 - Public joint stock companies

OKTMO: 75701390000

FFMS: 45865-D

OKATO:- Chelyabinsk region, Cities of regional subordination of the Chelyabinsk region, Chelyabinsk, Districts of Chelyabinsk, Central

Businesses nearby: HOA "SVETLYACHOK" , OOO "UUIK" , OOO "ALOE FIELD" -

Activities:

Main (according to OKVED code rev. 2): 71.12.2 - Activities of the customer-builder, general contractor

Additional activities according to OKVED 2:

Founders:

Is or was a former founder of the following organizations:

Registration with the Pension Fund of the Russian Federation:

Registration number: 084001017996

Date of registration: 22.11.2002

Name of the PFR authority: Office of the Pension Fund of the Russian Federation in the Central District of Chelyabinsk

State registration registration number of entries in the Unified State Register of Legal Entities: 2097453199611

25.12.2009

Registration with the Social Insurance Fund of the Russian Federation:

Registration number: 742901599274021

Date of registration: 22.11.2002

Name of the FSS authority: Branch No. 2 of the State Institution - Chelyabinsk Regional Branch of the Social Insurance Fund of the Russian Federation

State registration registration number of entries in the Unified State Register of Legal Entities: 6167456410808

Date of entry in the Unified State Register of Legal Entities: 19.08.2016

According to rkn.gov.ru dated July 26, 2019, according to the TIN, the company is included in the register of operators processing personal data:

Registration number:

Date of registration of the operator in the register: 18.12.2015

Grounds for entering the operator in the register (order number): 274

Operator name: Joint Stock Company "South Ural Corporation of Housing Construction and Mortgage"

Operator location address: 454091, Chelyabinsk region, Chelyabinsk, pl. MOPRA, d. 8 A, apt. 501

Start date of personal data processing: 10.08.2015

Subjects of the Russian Federation on the territory of which the processing of personal data takes place: Chelyabinsk region

Purpose of personal data processing: Ensuring accounting and personnel activities, providing employees of JSC "SU KZHSI" with the means and opportunities to ensure their official duties, concluding and implementing contracts with individuals, fulfilling obligations in accordance with the current legislation of the Russian Federation.

Description of the measures provided for by Art. 18.1 and 19 of the Law: The person responsible for the processing of personal data in JSC "Southern UU KZhSI" ​​has been appointed. The personal data processing policy has been approved. The list of persons having access to personal data has been approved. A list of jobs included in the personal data information system has been approved. The personal data information system has been classified, a model of personal data security threats has been developed, and certified information protection tools have been applied. Access control and access control to the premises where the workplaces of the personal data information system are located is provided, personal data is backed up, and the level of protection of personal data is periodically monitored. A set of organizational and legal documents regulating the processing of personal data in the personal data information system of JSC Yu UKZhSI has been developed and approved. All employees admitted to the processing of personal data are familiar with the current rules for the processing of personal data. The ipoteka-74.ru website has published a policy for processing personal data, keeping records of machine media of personal data, monitoring the status of personal data protection systems and the mode of processing personal data, periodically (annually) reviewing the current regulatory framework of JSC "Southern UU KZhSI" ​​for compliance with current legislation and compliance with the actual conditions of PD processing.

Categories of personal data: surname, first name, patronymic, year of birth, month of birth, date of birth, place of birth, address, marital status, social status, property status, education, profession, income, passport data, phone number, information about work, TIN, SNILS numbers , settlement accounts, information on taxes and fees paid, as well as benefits and deductions provided.

Categories of subjects whose personal data are processed: Persons who are or were in an employment relationship with JSC "Southern UU KZhSI", borrowers and co-borrowers (recipients of mortgage loans), applicants (persons providing (on their own or with the help of a legal representative) their personal data).

List of actions with personal data: Collection, systematization, accumulation, storage, clarification (updating, changing), use, transfer, blocking and destruction, including with the help of automation tools - by manually entering into the information system of JSC "Southern UU KZhSI", as well as scanning documents.

Processing of personal data: with transmission over the internal network of a legal entity, with transmission over the Internet, mixed

Legal basis for the processing of personal data: The Charter of the Joint Stock Company "South Ural Corporation for Housing Construction and Mortgage", approved by the decision of the extraordinary general meeting of shareholders of JSC "South Ural Corporation for Housing Construction and Mortgage", Order "1632-R of 30.06.2015, art. 86-90 of the Labor Code of the Russian Federation No. 197-FZ of December 30, 2001, Articles 18-21 of Federal Law No. 152-FZ of July 27, 2006.

Availability of cross-border transmission: No

Database location details: Russia

OJSC "South Ural Corporation for Housing Construction and Mortgage" (OJSC "YuU KZhSI") universal financial and construction holding. JSC "Southern UU KZhSI" ​​was established in 2002 by the decision of the Governor and the Government of the Chelyabinsk region in order to develop the system of mortgage lending in the region.

Initially, the Corporation acted exclusively as a regional operator of the Federal AHML, starting in 2007, OJSC "YuU KZhSI" ​​entered the regional housing construction market as a developer. At the moment, the authorized capital of the Corporation exceeds 2.5 billion rubles. This is one of the largest authorized capitals of regional mortgage operators in Russia. Today, JSC "Southern UU KZHSI" occupies a leading position in the mortgage and construction markets of the region, providing modern and high-quality financial services and implementing programs to provide affordable and comfortable housing for the population of the region.

The activities of SU KZHSI OJSC in housing construction as a general contractor, customer-builder and investor are carried out in the middle price segment and in the economy class segment. This reflects the social orientation of the Corporation and its contribution to the implementation of the program to provide affordable and comfortable housing for the population of Russia. In addition, these price segments are massive and they contain a significant share of the consumer demand of residents of the Chelyabinsk region at the moment.

The average cost of housing sold by YuU KZhSI OJSC is on average 25% lower than the average market price in the Chelyabinsk Region. (Source of data on the size of the average cost of housing in the primary market - www.irn.ru)

During the operation of the Company, 16 banks, 24 insurance companies, more than 50 appraisal organizations and more than 300 real estate firms have been involved in the Federal System of Mortgage Lending.

Financial activities

YuU KZhSI is a regional operator for residential mortgage lending and refinances mortgage loans issued by commercial banks in the Chelyabinsk Region, followed by refinancing of mortgage pools in OJSC AHML.

• program "New building" - a program of mortgage lending for the purchase of housing in newly built / erected apartment buildings;
• program "Low-rise housing" - a program of mortgage lending for the purchase or construction of residential buildings in the territories of organized complex low-rise buildings;
• the program "Military Mortgage" - a special loan product for military personnel, which allows you to significantly increase the amount of the loan, compared to the standard program, without attracting the military personnel's own funds; loan product "Maternity capital" - allows you to use the funds of maternity (family) capital for payments on a mortgage loan;
• the Standard Mortgage program - loans in rubles are provided for the purchase of apartments and houses in the primary and secondary markets, including for the purchase of housing, the investor or customer-developer of which is YuU KZhSI;
• "Stimulus" program - the corporation acts as a Guarantor of the sale of projects financed under programs from AHML funds;

Own programs of mortgage lending of JSC "Southern UU KZhSI" ​​- "Revolution in Mortgage", "New Building +", "Standard Mortgage +".

The programs are focused on actively stimulating the demand for housing built with the participation of SU KZhSI OJSC by providing soft conditions for mortgage lending to the population:

• rate from 0.1% in rubles - mortgage up to 3 years, rate from 8% to 12% per annum - mortgage up to 30 years;
• initial payment from 0%;
• certificate of free form income and certificate 2 personal income tax.

Investment and construction activities

1. Integrated development of the Krasnopol site;
2. Construction of the 1st stage of a residential complex on the street. 1st Eltonskaya, Chelyabinsk construction of five 10-storey buildings with a total living area of ​​28,356.75 sq.m.;
3. Low-rise construction projects:

• village "Lebyazhye" on the shore of the lake. Kundravinskoe, Chebarkulsky district - 90 individual residential buildings (15 single-storey buildings with a design area of ​​100 m2 and 75 two-storey buildings with a design area of ​​150 m2) with a total design area of ​​12,750 m2;
• the village of Zhavoronki on the shore of the lake. Argazi, Argayash district - 84 individual residential buildings, with a total design area of ​​13,031 m2;
• settlement "Roshchino-2", Yuzhnouralsk - 87 individual residential buildings, with a total area of ​​12,661.4 m2.

Prospects for the development of investment and construction activities

Prospects for the construction of multi-apartment residential buildings

• Construction of microdistricts No. 52, 53, 56 with a total area of ​​35.42 hectares in residential area No. 12, Krasnopolskaya site-1., Chelyabinsk. Living area 360 thousand m2, commercial area 40 thousand m2.
• Construction of a complex of residential buildings in Magnitogorsk, st. Embankment. The building plot area is 32,615.12 m2. The area of ​​apartments is not less than 30 thousand m2. The object is distinguished by its advantageous location in the city center and a large building area, which allows the implementation of various design solutions and the composition of residential buildings.
• Construction of residential buildings in the city of Chebarkul, in the 3rd microdistrict. The building plot area is 148,033 m2. On this site there is an opportunity to build a significant number of both residential buildings and all the necessary social and commercial and office infrastructure.
• Construction of a 7-access 10-storey residential building in the city of Kopeysk. The area of ​​the building plot is 9215.0 m2, the total area of ​​apartments is 15628.1 m2, the living area is 8490.2, the estimated number of apartments is 188. The object has a favorable location in the city center.

Prospects for the construction of low-rise settlements

• Construction of a low-rise settlement "Bely Khutor", located in the Sosnovsky municipal district, on the banks of the Shershnevsky reservoir, the main reservoir of Chelyabinsk. The building plot area is 587,412.79 m2. Number of houses 433. Total area 64,950 m2. Specifications for electricity and gas supply were obtained, network design was completed and a positive conclusion of the State Expertise was received.
• Construction of a low-rise village "Shigaevo", located in the Sosnovsky municipal district. Entrance to Chelyabinsk from the North-West region. The village is located on the banks of the river. Miass. The building plot area is 460,007 m2. Number of houses 261. Total area 30,536 m2.
• The construction of the Yuzhny settlement is located in the Chebarkulsky municipal district, near Chebarkul and the M-5 federal highway. The building plot area is 78,671 m2. The number of houses is at least 71. The total living area is 8300 m2.

Issuance and placement of mortgage bonds, jointly with OJSC AHML, in order to refinance the portfolio of mortgage loans of YuU KZhSI through market instruments

Construction of tenement houses in order to form a rental housing market, followed by the issuance and placement of infrastructure bonds secured by a stream of rental payments

The housing issue has been and remains urgent for many South Urals residents. The South Ural Corporation for Housing Construction and Mortgage has been helping fellow countrymen solve it for 15 years. Established by the decision of the governor and the government of the Chelyabinsk region as a regional mortgage operator to solve problems in the field of housing construction, the company has passed the thorny path of an innovator.

Why did the names of the Parkovy and Bely Khutor microdistricts built in Chelyabinsk cease to be just advertising? How can you get your own home without a down payment on a mortgage? What allows you to significantly save on utilities?

MISSION- make affordable housing with a developed social infrastructure. The direction that the corporation has been developing for more than a decade is the integrated development of territories. Breakthrough projects for the company were the Parkovy microdistrict in 2010, and the Bely Khutor suburban quarter in 2013. In both cases, KZhSI offered apartments with unprecedented high consumer properties: improved finishing on the principle of "call in and live" and convenient layouts. Residents of Yuzhnouralsk continue to be attracted by the affordability of apartments in these microdistricts and the social infrastructure that is being developed by South Urals University of KZhSI. Branches of municipal medical institutions, kindergartens, supermarkets, a police stronghold, and offices of their own management company operate in both Parkovoye and Bely Khutor. More than 10,000 happy newcomers rightfully call themselves Parkers and Farmers.

TODAY YUU KZhSI develops a new socially oriented direction - rental housing with a subsequent right to purchase. So, when a client does not have funds for a down payment on a mortgage or the bank has refused to issue a loan, he can rent housing from a corporation. Part of the rental payments for the apartment will be deposited into a special account, which will then be accepted as a down payment for the provision of mortgages under its own program.

High-rise of the Taganay series in 50 microdistrict. "Park".

IMPORTANT for current apartment buyers is the question of future utility bills. Solving the problem of introducing new construction technologies, in the jubilee year of the South Urals Construction Institute, the construction of a new house in Chelyabinsk with an energy efficiency class of "A" (very high) began. The project provides for high-tech insulation of external walls and window structures with reduced thermal conductivity. All this will allow new settlers to significantly save on heating, which means saving their wallets. The innovative monolith will grow in the 50th Parkovy microdistrict by the end of 2018. Now YuU KZhSI is accepting applications for the purchase of apartments and mortgages.