Financial service bank. Bank financialservice Bank financialservice consumer loan

2006 is considered to be the foundation of Finservice Bank, which was initially organized as a limited liability company. Then, in 2008, the bank was transformed from LLC into OJSC, that is, now this institution began to be presented as an open joint stock company. The entire capital of the bank is concentrated in shares, the nominal value of each is equal to one ruble, their total number is two billion, hence the authorized capital of the bank today is 2 billion rubles.

In addition to the fact that many offices of the bank provide various services, high quality of service, in many regions of the country there is a system of terminals, with the help of which a bank client can independently perform any of the following banking operations: repay a loan debt, withdraw cash, or pay for cellular communication , television, internet, etc.

For private clients, the bank provides an opportunity to open an account, both in rubles and in foreign currency. Moreover, the client himself or his legal representative under a power of attorney can manage the account. In addition, the bank has developed several programs to provide loans to individuals and legal entities. These products include: payroll card loans, mortgages, consumer and car loans.

The possibility of making deposits at the bank's offices is no less profitable, since the client is given the advantage to choose the storage period for the deposit himself.

If you want to receive interest on the deposit at the end of the term, such a type of storage of funds as "Classic" is suitable, for monthly withdrawal of interest - "Convenient" and "VIP". These deposits work both in rubles and in foreign currency.

Holders of plastic bank cards can count on such time deposits as: "Accumulative", the name of which speaks for itself. Interest on this deposit can be received only at the end of the deposit term. To use interest on a monthly basis, you need to apply for a "Stable Income" deposit. In addition to term deposits, which are especially popular among the population, demand deposits are provided.

Clients who have plastic cards are given the opportunity to repay a loan or replenish a card account in terminals located in the showrooms of the Euroset chain of stores and CJSC Russian Telephone Company. In addition, to repay loans, the holder of a bank card is given the opportunity to use the service "Zolotaya Korona - Repayment of loans", you need to know the card number and full name. holder. No commission is charged for the above method of manipulating bank cards. The bank's client can find out about the state of funds and their movement on the official website of the bank.

Go to the main page of Finservice Bank. In the section "For you" select the item "Borrow" - "Personal loan".

Scroll down to the application form. Enter your full name, mobile phone and e-mail address, specify the region and category of clients. Confirm your agreement with the terms of the bank and click the "Submit application" button.

After a while, a bank manager will contact you to inform you of a preliminary decision and to continue further processing of a loan.

Borrower requirements

• Age 21 to 65
• Russian citizenship
• Permanent registration on the territory of the Russian Federation
• Total work experience from 1 year
• Last place at least 4 months

Required documents

• The passport
• Copy of work book or employment contract
• Proof of income:
  • Help 2-NDFL
  • Certificate 3-NDFL (for additional income)
  • Bank form help
  • Finservice salary card account statement
• Additional documents at the request of the borrower:
  • Asset title deeds
  • Education documents
  • Military ID
• Documents for recording the total family income (also optional)
  • Documents confirming the income of the spouse
  • Consent of the spouse to disclose the main part of the credit history

About the bank

Finservice is a relatively small universal bank in terms of the number of assets. Founded in 2001, it has been operating under the current name since 2006. Until 2010, most of Finservice's shares belonged to Sobinbank and the Seventh Continent retail chain. In 2010, Seventh Continent bought out all of the bank's shares. However, already in 2013 the bank was sold.

Now most of the bank's shares belong to Chairman Mikhail Botvinkin and members of the Board of Directors Alexei Mityushov and Vladimir Kartashyan - together they own more than 65% of the shares. The head office of Finservice is located in Moscow, the bank branches are present in St. Petersburg, Novosibirsk, Astrakhan, Nizhnevartovsk, Barnaul and other cities. The bank operates on the basis of the Central Bank license No. dated January 21, 2015.

Basically, the bank specializes in serving corporate clients. It offers business cash settlement services, loans and deposits, acquiring, leasing, guarantees, currency control and other services in demand. Finservice also works with private clients - it offers them deposits, various types of loans, bank cards, money transfers, safe boxes and brokerage services.

Documentation

You will learn how to enter your personal account on the official website of the Finservice Bank online. Detailed instructions for convenient and quick access to finsb.ru with screenshots and video instructions. A visual guide to recovering a forgotten password to the personal account of the bank. We provide only the most up-to-date information.

Questions and answers

How do I get the loan amount?

The loan is issued to a Finservice bank card. If you do not have a card, the bank will issue it for free. The service of the card will also be free for the entire duration of the credit.

Is insurance required to get a loan?

When applying for a loan, the bank can offer health and life insurance of the borrower. You can refuse it, but then the bank will increase the interest rate by two points.

How can a loan be repaid?

The loan is repaid every month in annuity (equal) payments. There are several ways to pay off the debt:

• At ATMs and cash desks of Finservice
• By payment from the card that you received when applying for a loan
• Transfer from a card or account in another bank
• In Euroset, Beeline and MegaFon salons
• Using the service Zolotaya Korona - Repayment of loans

The bank does not charge any commission for repaying the loan in any way.

Is it possible to repay the loan ahead of schedule?

The bank provides for early repayment of the loan, full and partial, without any restrictions and commissions. Before making an early payment, leave a relevant application at the bank branch or by phone.

What sanctions are established for those who do not repay the loan on time?

If you do not make the loan payment on time, then Finservice will charge a penalty - 0.1% of the debt amount for each day of delay.

Go to the main page of Finservice Bank. In the section "For you" select the item "Borrow" - "Personal loan".

Scroll down to the application form. Enter your full name, mobile phone and e-mail address, specify the region and category of clients. Confirm your agreement with the terms of the bank and click the "Submit application" button.

After a while, a bank manager will contact you to inform you of a preliminary decision and to continue further processing of a loan.

Borrower requirements

• Age 21 to 65
• Russian citizenship
• Permanent registration on the territory of the Russian Federation
• Total work experience from 1 year
• Last place at least 4 months

Required documents

• The passport
• Copy of work book or employment contract
• Proof of income:
  • Help 2-NDFL
  • Certificate 3-NDFL (for additional income)
  • Bank form help
  • Finservice salary card account statement
• Additional documents at the request of the borrower:
  • Asset title deeds
  • Education documents
  • Military ID
• Documents for recording the total family income (also optional)
  • Documents confirming the income of the spouse
  • Consent of the spouse to disclose the main part of the credit history

About the bank

Finservice is a relatively small universal bank in terms of the number of assets. Founded in 2001, it has been operating under the current name since 2006. Until 2010, most of Finservice's shares belonged to Sobinbank and the Seventh Continent retail chain. In 2010, Seventh Continent bought out all of the bank's shares. However, already in 2013 the bank was sold.

Now most of the bank's shares belong to Chairman Mikhail Botvinkin and members of the Board of Directors Alexei Mityushov and Vladimir Kartashyan - together they own more than 65% of the shares. The head office of Finservice is located in Moscow, the bank branches are present in St. Petersburg, Novosibirsk, Astrakhan, Nizhnevartovsk, Barnaul and other cities. The bank operates on the basis of the Central Bank license No. dated January 21, 2015.

Basically, the bank specializes in serving corporate clients. It offers business cash settlement services, loans and deposits, acquiring, leasing, guarantees, currency control and other services in demand. Finservice also works with private clients - it offers them deposits, various types of loans, bank cards, money transfers, safe boxes and brokerage services.

Documentation

You will learn how to enter your personal account on the official website of the Finservice Bank online. Detailed instructions for convenient and quick access to finsb.ru with screenshots and video instructions. A visual guide to recovering a forgotten password to the personal account of the bank. We provide only the most up-to-date information.

Questions and answers

How do I get the loan amount?

The loan is issued to a Finservice bank card. If you do not have a card, the bank will issue it for free. The service of the card will also be free for the entire duration of the credit.

Is insurance required to get a loan?

When applying for a loan, the bank can offer health and life insurance of the borrower. You can refuse it, but then the bank will increase the interest rate by two points.

How can a loan be repaid?

The loan is repaid every month in annuity (equal) payments. There are several ways to pay off the debt:

• At ATMs and cash desks of Finservice
• By payment from the card that you received when applying for a loan
• Transfer from a card or account in another bank
• In Euroset, Beeline and MegaFon salons
• Using the service Zolotaya Korona - Repayment of loans

The bank does not charge any commission for repaying the loan in any way.

Is it possible to repay the loan ahead of schedule?

The bank provides for early repayment of the loan, full and partial, without any restrictions and commissions. Before making an early payment, leave a relevant application at the bank branch or by phone.

What sanctions are established for those who do not repay the loan on time?

If you do not make the loan payment on time, then Finservice will charge a penalty - 0.1% of the debt amount for each day of delay.