Take a loan from a bank. Loan online

The capital requires big expenses and most urgently need it, without certificates, on the day of contact in Moscow and preferably without guarantors, in cash or on a card. The easiest way to get a loan online is by leaving an application. See also offers for residents

Mini loan without income statement on the day of application

If you need a small amount, for example today, it is better for you to take cash in Moscow before 700 thousand rubles in the following banks:

* The maximum amount of a consumer loan according to a passport or two documents, without proof of income and guarantee

Online loan without income statements and guarantors in Moscow with a passport

Before applying for a loan online, compare interest rates, terms of service and get a loan without income statements and guarantors in Moscow with a passport, leaving!

Calculate the monthly payment and overpayment on the loan

Where to get a loan online without references and guarantors

There are also micro-credit organizations that are ready to issue a cash loan without certificates and guarantors on the day of applying for a passport, even with. Money is credited to the card or can be picked up at the office.

Carefully choose a bank or a credit service, pay attention to interest and monthly service, and you can easily take a cash loan without certificates and guarantors on the day of applying for a passport.

Credit card with delivery

Another good way to get money is to order a credit card. This method is a little longer than usual, but the degree of approval of the application is higher. The card will be delivered to any point in Moscow, home or work. We have prepared some of the best offers:

Lending is a convenient way to solve financial problems that have arisen. You can get a loan quickly. You can fill out an application online and visit the bank only to sign papers and receive money.

Get a loan online - TOP 10 Banks

You can get a loan online for any purpose. The portal presents a large number of organizations that are ready to issue money to a plastic card or customer account. It is enough to choose a suitable organization, fill out an application for receiving funds and wait for them to be transferred to the client's account. Money is credited within a day from the moment of application.

Bank rates on loans

Before taking a loan, compare bank rates on loans in several banks and select the best offer.

Before choosing a lender, you need to study its conditions for providing funds. Money is given for any purpose. The creditor does not need to be accountable for their spending. You can get a loan remotely for any amount. Most often, such services are provided by microcredit organizations that issue loans for a short period. There is a possibility of granting a loan for an extended period. All terms of the transaction are discussed between the parties on an individual basis. In order to receive the required amount quickly, you just need to fill out an application.

Take out a cash loan

The portal contains a list of banks that quickly issue a cash loan. It is enough to choose a suitable organization and familiarize yourself with its loan conditions and requirements for the client. After choosing a suitable loan program, you must fill out an application for the provision of money. It contains the necessary information. After filling out the form, it is sent to the representatives of the credit institution for consideration. If the decision is positive, the client is notified about it. He can only agree with the bank manager on the time and place of signing the documents.

Take a credit card

You can quickly get a credit card using the portal that facilitates the selection of financial services. To do this, you need to select the appropriate product and read its terms and conditions. After that, the application is filled out and sent to the lender for consideration. With a positive decision, the client will be able to take a loan from the bank. All he has to do is agree with the manager on the place and date of obtaining a credit card.
Choosing a lender online allows a person to save their time. He does not need to visit each branch and fill out a questionnaire.

Quick Loans

This type of loan is called "fast" because the consideration of an online application takes 15 minutes, after approval, a quick loan is immediately transferred to a card or bank account.

consumer credit- one of the most common ways to obtain finance for the implementation of their needs. For example, such needs as the purchase of household appliances, furniture, payment for education, home repairs and much more.

The average period for which a client can receive a loan is from 1 month to 7 years, inclusive. At the same time, in most cases, funds are issued in cash, but sometimes they are also credited to the client's card. Many banks for obtaining a consumer loan up to 300,000 rubles require only one document - a passport. Financial institutions usually do not require other additional information. Those wishing to borrow an amount in excess of this limit should provide proof of their financial solvency to pay off the debt (certificate of income) or leave their property as collateral.

Many financial institutions issue consumer loans in the amount of 100 thousand - 1 million rubles. Some banks provide a small loan of 5 thousand rubles, while other banks can provide a loan of up to 30 million rubles.

Our editors have collected the best offers on consumer loans currently existing on the Russian market in the table below.

Application to all banks at once

JavaScript must be enabled in your browser settings for the survey to work.

What to do if you are denied a consumer loan?

There are times when financial institutions refuse to provide a loan. Do not despair. There are 3 additional ways to get this service in Russia:

• You can improve your credit history;
• . The service is simple and fast. You can get a loan in cash at one of the company's offices or on a user's card using the official website. Refusal to provide a microloan is rare. At the same time, the interest rate for repaying the debt will exceed the bank rate;
• Apply for an express loan. This advice is suitable if you want to borrow a small amount of funds. Plus, the repaid interest will also be inflated.

Lower interest rates to the lowest

The reliability and reasonable responsibility of the borrower may help to obtain a lower interest rate. To acquire such a reputation in the eyes of the employees of the financial department of the bank, it is necessary to provide a possible list of documents, including those indicating the solvency of the client. These include:

• Passport, passport;
• Military ID;
• SNILS;
• Pensioner's ID;
• Medical policy;
• Assigned taxpayer code (TIN).

Information on permanent income and its size can be confirmed using a personal income tax certificate of the 2nd or 3rd form for the period from 3 to 6 last months. At the same time, the first option (2-personal income tax) is more acceptable, since it indicates the constancy of financial receipts.

In addition, it is appropriate to enlist the support of one or more guarantors and provide information about the collateral.

Additional factors affecting the interest rate

The following factors affect the repayment amount of a consumer loan:

• Accrued interest;
• Additional commission fee (monthly or one-time);
• Repayment scheme.

You can find out the full list of items that make up the overpayment when repaying a consumer loan from the contract. At the same time, before signing the agreement, the bank employee is obliged to present to the client the calculation of the amount to be paid. Sometimes more than half of the monthly payment goes to cover interest charges, as a result of which the client overpays.

Before signing the contract, carefully analyze the monthly payment scheme and the number of additional commissions.

The easiest way is if you work at least six months at your current workplace and receive at least 15,000 rubles. But what if you lost your job or are unofficially registered, and you have income, but you can’t confirm it in any way? It remains to look for options where you can take a loan without 2-personal income tax and guarantors. We have collected 7 banks that issue loans without income statements.

Where to get a loan without proof of income

A private investor issues passport loans without 2-personal income tax certificates from his own funds almost without refusal. Broker– helps in obtaining loans from banks and other credit organizations with a 90% guarantee of money issuance. Without prepayment.

Promsvyazbank, Tinkoff, Gazenergobank, MKB and Vostochny issue loans not only without certificates, but also with only one passport. In addition, Promsvyazbank and Renaissance have the most favorable percentage. With a bad credit rating, it is best to contact Vostochny or Renaissance - there are only 10% of refusals, and with a good one - in MCB and Home Credit, they can now offer from 7.9% -9.9%. Preferential conditions for pensioners are guaranteed by Vostochny, and for Tinkoff Bank and MKB, which issue cash from the age of 18.

Assistance in obtaining from Msk-Money

• Amount: From 20 thousand rubles to 2 million;
• Term: From 1 to 20 years;
• Interest rate: From 12% per year;
• Age: from 18 years old;
• Documents: passport.

If you have difficulty obtaining a loan from a bank, for example, you cannot provide a certificate of employment, without official employment or a not very ideal CI, then contact Msk-money. They help you get money from banks and other organizations with almost 100% guarantee, prepare documents for you and choose companies in which you will receive the financial assistance you need without refusal.

Loans in Vostochny without references and with poor CI

• Amount: From 25 thousand rubles to 3 million;
• Term: From 13 to 240 months;
• Interest rate: From 9.9% per year;
• Age: 21-75 years;
• Documents: passport.

In general, without confirmation of income, it does not require any certificates and additional documents from you, it issues only according to the passport of the Russian Federation.

Loan only by passport in Gazenergobank

• Amount: Up to 1.3 million rubles;
• Term: Up to 5 years;
• Interest rate: From 11.9%;
• Age: 23-70 years;
• Documents: passport.

The most important point: without a certificate of income, Gazenergobank is ready to offer you only 180,000 rubles. A large amount - already only with proof of income. You must also have at least 3 months of experience in your current job. Plus, pensioners up to 70 years old can get a loan.

Loan almost without refusal in Renaissance Credit

Who will wait a few days if you can get cash right on the day you apply? Only those who are not in a hurry. And if the money was needed urgently, and generally needed yesterday, then what to do? Contact banks that quickly make a decision on the application and issue urgent loans on the same day. Some in general, and guarantors and even. Well, if you are ready to bring 2-personal income tax and some second proof of identity, then all the doors are open to you and the minimum interest on loans is available.

Banks that quickly issue a loan on the same day

The most profitable quick loan is issued to Gazprombank from 7.5% and Homecredit - from 7.9%, and even a solution in just 1 minute. The competitors MKB, Renaissance and Vostochny are slightly behind - less than 10% per annum. Conveniently, close to home and right on the day you apply, apply for express loans at MTS. In the same place, in the ICB and Vostochny, they only lend by passport (there is a limit on the maximum amount), and in the latter they also approve applications with a spoiled history. With a good CI, contact Gazprombank or OTP. And if the problems are so serious that banks have already refused several times, then you can instantly receive money in E-Cabbage and MoneyMan, and if you apply for the first time, then also at 0%.

Banks that issue cash on the day of treatment

Little data? Read a more detailed review of banks that you should apply for an urgent loan.

Homecredit - decision on the application in 1 minute

• Amount: From 10,000 to 1,000,000;
• Term: 1 to 5 years;
• Interest rate: From 7.9%;
• Age: 22-64 years;
• Documents: 2 documents.
• Solution: 1 minute.

The main plus is that they open consumer loans with an instant decision in just 1 minute. Income certificates are not needed and most often they issue urgent consumer loans in general only on the passport of the Russian Federation. But they may ask for an additional one - take SNILS, everyone has it, and that will be enough.

Do not forget to provide reliable data on work and salary, although certificates are not needed, it is important for the bank to know that you are a reliable borrower and will be able to repay interest on time. They do not cooperate with the unemployed, they refuse with delays.

Gazprombank - fast with good CI

• Amount: From 50,000 to 3,000,000;
• Term: 2-7 years;
• Rate: from 7.5%;
• Age: 20-70 years;
• Documents: passport, additional + certificate 2-NDFL;
• Solution: 1-2 hours.

It is worth applying if you have a permanent job with a total experience of 1 year and 6 months at your current workplace, as well as a good credit history. With poor CI or no work, you will get rejected, so it’s better not to waste time right away.

A certificate confirming income is required, and any additional document of your choice confirming your identity. But cash can be picked up right on the day of the appeal, if you send the questionnaire before lunch.

Vostochny - for loans with a bad history

• Amount: From 25,000 to 15,000,000.;
• Term: 1 - 20 years;
• Interest rate: From 9.9%;
• Age: from 24 years;
• Documents: only a passport.
• Solution: 1 hour.

Vostochny cooperates not only with reliable borrowers, but also with problem clients. Willingly lends to and, women, the unemployed and. He does not refuse those who do not have a very good CI, the main thing is that there are no current delays and large debts in the past.

It’s not worth counting on 15 million, but a loan is issued without proof of income.

ICD - on the same day according to the passport

• Amount: From 750,000 to 5,000,000;
• Term: 1 - 5 years;
• Interest rate: From 9.9%;
• Age: from 18 years old;
• Documents: passport.
• Solution: 1 hour.

The main advantage of the bank is that you do not need to collect a pile of extra papers. To get an urgent loan, you only need a Russian passport. You send the questionnaire, within an hour you receive a response from the bank, and in case of a positive decision, you can go to the nearest office for money.

Renaissance - a small loan in 30 minutes

• Amount: From 30,000 to 700,000;
• Term: 2-5 years;
• Rate: from 9.9%;
• Age: 24-70 years;
• Documents: passport (over 200,000 - income statement);
• Solution: 20-40 minutes.

OTP - a quick decision on the application

• Amount: Up to 1,000,000;
• Term: 1-5 years;
• Interest rate: From 10.5%;
• Age: 23-65 years;
• Documents: RF passport + 2-NDFL certificate.
• Solution: 5-15 min.

Applications are considered almost instantly, they are ready to issue cash on the day of application, if you do not forget to grab a complete set of documents. You will need a passport, TIN of the company where you work, and a certificate confirming income. For reliability, we advise you to take another SNILS. Experience from 3 months.

The minimum percentage of 10.5% is only for a loan of 300,000, less - from 14.5%.

They cooperate with individual entrepreneurs - in this case, additionally bring with you a certificate of registration of an individual entrepreneur and a copy of the tax return in order to confirm the income. Low interest rates on consumer loans are available to all reliable borrowers with a good history.

Alfabank - low interest cash

• Amount: From 50,000 to 5,000,000;
• Term: 1 - 7 years;
• Interest rate: From 8.8%;
• Age: 21-65 years;
• Documents: passport, 2 additional + 2-NFDL.
• Solution: 15 minutes.

The minimum percentage is offered to salary clients and reliable borrowers. For the rest, the rate is determined individually. Mandatory current experience of 6 months and a salary of 10,000 rubles (require proof of income in the form of a bank or standard 2-NFDL).

The set of papers is the largest, in addition to the passport and 2-personal income tax, two more documents are needed. You can bring the TIN or insurance policy or others from the list on the bank's website.

MTS - express loans close to home

• Amount: From 20,000 to 1,000,000;
• Term: 1-5 years;
• Rate: from 10.5%;
• Age: 20-70 years;
• Documents: Russian passport + SNILS;
• Solution: 10 minutes.

The minimum 10.5% per annum is for payroll clients or those who are not too lazy to bring a 2-personal income tax certificate. Without it, rates from 15.9% and a limit of up to 200,000. But if this is enough for you, but you need a loan right the same day, send the questionnaire, get an answer in 10 minutes and go to the nearest MTS office, which is enough in any city, and can be found near home or work.

Ways to get a loan as soon as possible

1. Prepare all documents in advance. It can be very disappointing when you sent an application, received approval and are already in a hurry to the bank for money, and in the place it turns out that you do not have a copy of your work or you did not take a second document confirming your identity. Or they took it, but it does not fit, since the bank has approved a list of those that you did not have. Study in advance what papers and their copies you need to provide to the bank, and do not forget to take them with you.
2. Provide valid data. A mistake of one letter in the name or name of the organization in which you work can cost you not only a refusal in this company, but a spoiled CI. And a clear lie with wages, length of service or place of work guarantees the rejection of the questionnaire and the submission of data on an unscrupulous borrower to the BKI. There are few banks, so do not deceive and embellish.
3. Submit your application early in the morning. Everything is simple here, the sooner you send your application, the sooner the manager will check it and issue a decision on the application. This means that the sooner you can go to the bank to sign an agreement and receive a consumer loan. Many work until 17:00, sending a questionnaire after lunch, you run the risk of not having time to pick up cash on the day of the call.
4. First of all - to your bank. The fastest way is to check the client with whom you have been cooperating for a long time. The easiest way is to borrow from a payroll bank - there are usually more loyal conditions, and, and income statements are not required, a passport is enough. You can also go to where you have a credit / debit card or a deposit opened.

Even if a complete set of documents, contacting your bank and up-to-date information about yourself did not help you, and you were refused in 2-3 banks, and you still need money yesterday, the last option remains. Please contact MFI. They are loyal to a bad story and are more willing to lend even to problem borrowers.

3 microloans that can be instantly received on the card

Difficulties with a bank loan, no official job or the ability to get a certificate of income? Bad credit history and the bank is always denied? Or just need a small amount? Contact the MFIs that issue new clients - there are a lot of them now, if you apply to different ones each time, you can not pay interest. Most importantly, do not forget to pay off the debt on time. By the way, this is also a good way.

E-cabbage - round-the-clock loans from 0% per day

• Amount: Up to 30,000;
• Term: From 7 to 21 days;
• Rate: 0% for new customers, then up to 0.99% per day;
• Age: from 18 years old;
• Documents: Passport of the Russian Federation.

What is convenient for MFIs is that you need to take a minimum of actions in order to open an urgent loan. Fill out a short questionnaire on the site, indicate your data, and the money will already be on your card. Cash can be received on a debit or credit card, Yandex money or a Golden Crown or Contact transfer. In the latter case, however, you still have to leave the house and walk to the company's office to pick up cash.

• Amount: From 300 to 15,000;
• Term: From 7 to 30 days;
• Rate: 1% per day;
• Age: 21-65 years;
• Documents: only a passport.

Loans are issued around the clock in automatic mode using a scoring program. If everything is relatively in order with your credit history and you have provided reliable data, you can get money at least at 3 am on the card literally 1-3 minutes after filling out the application. No references required.

Cash loan in Moscow

Consumer lending is very popular among people with different levels of income. Each bank has dozens of programs under which you can get cash. Some of them provide for the conclusion of a transaction without guarantors, security and confirmation of income. Thanks to this, the process of applying and waiting for approval takes a minimum of time. Before filling out the questionnaire, carefully and soberly assess your capabilities: the debt, along with interest, will have to be repaid sooner or later. Spend some time comparing terms and conditions across organizations.

What is presented here?

In this catalog, we have collected the current offers of Moscow banks that provide for the issuance of cash. Among them are options without proof of income and without the need to provide security. The amount ranges from 200-300 thousand to 5 million rubles. Each offer is accompanied by detailed information on key parameters, requirements, rate table and necessary documents. To select a suitable solution, use the search filter - specify the amount, term and currency. The system will leave only what matches the entered data. To speed up your search, sort the available options by popularity and rate.

How to make the right choice?

Before proceeding with the application procedure, study all the conditions and clarify the requirements. The following points are of great importance:

• Monthly payment. Examine the repayment schedule, which shows the required monthly payment. Compare its size with your source of income. It will not be superfluous to find out the full cost of the product, taking into account the "body", interest and commissions.
• The cost of related services. Sometimes banking institutions charge a fee for processing the application and issuing cash.
• Redemption. Be sure to find out if there are penalties for early repayment: partial and full. Learn more about ways you can pay off your debt. The more of them, the better for you.
• Delay. Find out how much it will cost you to delay your next installment.

First, prepare your documents. Depending on the conditions, you will need a 2-NDFL certificate from the place of work, a copy of the work book. In addition, sometimes additional documents are required (for example, TIN or SNILS). Next steps:

• Fill out the application form in the office or online.
• Getting approval.
• Visiting the office at the appointed time.
• Signing the necessary papers.
• Issuance of cash at the box office.

About our portal

Today, the site promotes deals that are beneficial for both companies and their customers. We have collected the services of all banks, leading MFIs, insurance companies and customs brokers in the country. Both individuals and business representatives can find suitable products on the site. To make your search faster, use our filters and interactive services. Based on feedback from customers and employees of organizations, we constantly update the "People's" and "Service" ratings of banks, respectively. Familiarize yourself with them so as not to be mistaken with the choice of the company.

See offers in other cities of the Moscow region: