ATMs in Belek. DenizBank ATMs in Calis (Çalış)

Denizbank Moscow (the Bank) was founded on May 19, 2003 through the acquisition of Iktisat Bank (Moscow) CJSC and was re-registered on September 19, 2003. The bank's predecessor, CJSC Iktisat Bank (Moscow) was originally established by Iktisat Bankasi T.A.Sh. as a joint stock company under Russian law and received a general banking license in 1998. In December 2007, the bank was renamed Dexia Bank by decision of the meeting of shareholders dated November 15, 2007. By decision of the Board of Directors on April 12, 2012, the bank was renamed Denizbank Moscow.

The bank is part of the DenizBank group, which until October 2006 was part of the Zorlu group, the largest financial and industrial group in Turkey, specializing in the production of textiles, electronics, energy and financial services. Since October 2006, Dexia SA Belgium, 100% of which is directly or indirectly owned by Dexia SA/NV, has become the main shareholder of the DenizBank Group, after acquiring 75% of the total shares from Zorlu Holding A.Ş. In December 2006, Dexia acquired the remaining shares, which are currently listed on the Istanbul Stock Exchange. Dexia Group's shareholding is 99.84%. On September 28, 2012 DenizBank Group was acquired by Sberbank of Russia.

The shareholders of Denizbank Moscow are DenizBank AS (Turkey), the owner of 49% of the bank's shares, and DenizBank AG (Austria), the owner of 51% of the bank's shares.

There are several ATMs of the popular Turkish bank "DenizBank" (DenizBank). Interest in this bank among Russian tourists is not accidental, because cash withdrawals in Turkish lira or dollars (thanks to a special program of interaction with the Savings Bank of Russia) are carried out with a minimum commission. Therefore, many advanced tourists take Sberbank plastic cards with them: Visa or Maestro and cash them in Turkey with minimal conversion losses.

It is worth remembering the most "passable" and convenient for tourists locations of ATMs in Chalysh (a suburb of Fethiye) - a popular place for a calm, measured rest, which is very popular among English tourists and is gradually becoming a favorite among a number of tourists from Russia who choose a democratic vacation in a quiet suburb for moderate prices.

ATM DenizBank in Calis near the beach

There is no doubt that every tourist will visit Calis on Barış Manço (Barisa Mancho) street, which 1) is perpendicular to the promenade 2) is well known as "central" when driving to Calis beach.

I also have no doubt that tourists are well aware of Mustafa Kemal Boulevard - dolmushes move along it in both directions to the cities of Fethiye along the route "along the embankment" (tablets on the front window "Fethiye", "Sahilinden", "Calis Plaji", "Fethiye" ).

To search for the DenizBank ATM in Calis, you need to go to the intersection of Baris Mancho Street and Mustafa Kemal Boulevard and continue along the boulevard towards Fethiye on the right side. After walking 300 meters and a little before reaching the entrance to the Sultan water park, you will find the desired ATM. If you do not like walking, please note that there is a dolmus stop next to the DenizBank ATM in Calis, which was mentioned in the previous paragraph.

DenizBank ATM in Calis next to "Kipa"

Many tourists will definitely visit the Kipa shopping center (Kıpa) in order to buy fresh fish or other food products. ATM "DenizBank" (DenizBank) in Calis can be found next to this shopping center, in the parking lot. And you can get to the shopping center "Kipa" by dolmush along the route "along the embankment" (tablets on the front window "Fethiye", "Sahilinden", "Calis Plaji", "Fethiye") both from the Chalysh promenade and from Fethiye.

Denizbank Moscow, a subsidiary of DenizBank (Turkey), received a Russian license in 1998. The initial name of CJSC "Iktisat Bank (Moscow)" was given when registering a financial organization in the territory of the Russian Federation.

Created on the basis of the representative office of the bank "Iktisat Bankasi" (Turkey), registered in 1996 in Russia. In 2007, he changed his brand name to CJSC "Dexia Bank" after entering the number of participants in an international corporation.

The bank is part of the financial group "DenizBank", which unites enterprises of the financial, energy and textile industries. In 2012, he changed his name to Denizbank Moscow and was bought out by Sberbank of Russia, which controls the institution through the shareholder DenizBank AG (Austria) (49% of shares) and directly (51% of shares).

Thanks to the wide network of Dexia Group, which has branches in America, Europe and Asia, Denizbank Moscow constantly monitors and expands the range of banking products. The leading activities of the banking organization are financial and consulting support for corporate companies, deliveries with Turkey. The bank's retail business is characterized by low volumes.

Going to spend a vacation in Turkey, we rush to the bank to exchange rubles in advance for the required amount of currency. Arriving in Turkey, we are looking for an exchanger to convert dollars or euros into Turkish lira. Now this double exchange procedure is not needed.

How to use cards issued by Russian banks in Alanya, Turkey?

What is the best ATM in Turkey to withdraw money? What bank cards to take with you on a trip? Is Mir card accepted in Turkey? Is there Russian in ATMs or not? Can I top up my account?

You will find a detailed answer to these questions in our article.

In the city of Alanya and in all areas of the city, most ATMs support the Russian language.

For example, you can find a menu in Russian at the following ATMs: Ziraat Bank (Ziraat Bank), Deniz Bank (Deniz Bank), İş Bankası (Ish Bank), Ing Bank (Ing Bank), Garanti Bank (Garanti Bank) and others.

Russians can withdraw money from any international credit cards issued by Russian banks, at all ATMs in Turkey: in Turkish lira, US dollars or euros.

In 2020, the fee for cash withdrawals at Garanti Bank, İş Bankası ATMs is 4-6%, depending on the type of card.

Deniz Bank, Ing Bank, Finans Bank charge a commission of 8% for cash withdrawals.

Withdraw cash from Mir card in Turkey and in the city of Alanya since 2020 it is possible at ATMs of two banks: İş Bankası (Ish Bank) and Ziraat Bank (Ziraat Bank).

Commission fee: 1-4%. Conversion - at the rate of the bank that issued the Mir card.

Many restaurants, hotels and shops accept any type of Mir card for payment, including social cards. Terminals support contactless payment.

Bank offices and currency exchange offices you can exchange Russian rubles for dollars, euros, lira and vice versa: dollars, euros, lira exchanged for Russian rubles - at the exchange rate on the day of purchase and sale.

In all currency exchange points you will be given a cash receipt.

When exchanging currency at bank offices need to present a passport.

It is impossible to replenish your Russian account (put money on a credit card) through Turkish ATMs, as well as get an extract on the balance on your Russian account.

When withdrawing money from any ATM, a notification about the amount of commission for cash withdrawal first follows, it appears in the dialog box in Russian if you selected the Russian menu before entering your pin code.

If you are not satisfied with the requested percentage or if you change your mind about withdrawing cash from this ATM, you can cancel the operation by pressing the "Iptal" (cancel) button.

The problems faced by Russian tourists before traveling to Turkey are well known. What currency is better to take with you? Is it possible for Turkish banks to profitably exchange foreign currency for Turkish lira, for example, at ATMs?

Of course, the most "advanced" tourists have not bothered with the issues of buying foreign cash for a long time before traveling to Turkey. Instead of paper money, they use cards of international payment systems in Turkey, which can be easily and safely paid in the local trading network or cashed out at Turkish ATMs. Moreover, unlimited funds can be withdrawn from Russia on a piece of plastic, avoiding the unpleasant declaration procedure when crossing Turkish customs.

At the same time, in the Turkish resort area, many outlets do not accept payment cards. Moreover, not only small markets or shops sin with this, but also sellers in the bazaars in Kemer, in a number of pharmacies, as well as catering points.

Many museums, travel agencies and even hotels are prone to love for cash in the eastern country. By the way, Turkish lira will have to pay for travel in dolmushes and taxis. Thus, Russian tourists on vacation near the Mediterranean cannot avoid the need to buy some Turkish lira (TL) . To do this, you will have to visit an exchange office or use ATMs of various Turkish banks. By the way, the exchange rate for Turkish lira for today.

What bank cards are better to take with you when traveling to Turkey

It should be borne in mind that there is no fundamental difference in what type of plastic card you take with you on the road. At the same time, preference should be given to registered Master Card Standard or Visa Classic cards. Keep in mind, Turkish banks often charge an additional commission of 0.5-1% for transactions with "cheap" Maestro and Visa Electron cards. By the way, you can pay or "cash out" plastic only before the expiration date. There is good news for pensioners and government employees - starting from 2019, one of the Turkish banks makes all transactions with Russian Mir cards. Read about it a little later.

What is the fee for cashing out in Turkey?

Many tourists ask the question: "Why is a commission charged when withdrawing cash from Turkish ATMs"? Indeed, the commission exists and is charged as much as twice. Firstly, when converting "rubles to dollars". Its value depends on the tariffs of the "Visa" system. Secondly, when converting "dollar to lira". Its value depends on the tariffs of the Turkish bank whose ATM you used. Thus, the commission for "cashing out" funds from the card is floating and lies in the range of 3-6%. Moreover, it is almost impossible for an average tourist to find out which of the ATMs in their favorite eastern country works with a minimum commission.

Sberbank in Turkey

Unfortunately, Sberbank has not yet opened its own full-fledged branch in Turkey. Therefore, the owners of any plastic international cards of Sberbank in 2019 cash out money at any of the Turkish ATMs on a general basis. We especially note that the commission on Sberbank cards in 2019 is not equal to zero. In other words, in Turkey there is no difference in which card of Russian banks you own, for example, Alfa-Bank, VTB or Sberbank.

Unfortunately, on many Russian websites you can still find articles written a couple of years ago, which enthusiastically talk about the zero commission when withdrawing cash from Sberbank cards in Turkey at the Sea Bank. These articles are not true and only mislead you!

Problems with cashing cards in Turkey

Most ATMs in Turkey communicate with their processing center via a GSM modem. The Turks simply "broke" to pull expensive cable computer networks to ATMs. However, this leads to the frequent "loss or spike" problem of the GSM connection. How does the holder of cards, for example, "Sberbank" feel it? First of all, this is a long response of the ATM to any operation, or worse, the ATM freezes. This leads to the fact that you may not wait for the check to be issued or your card will forever remain in the ATM. Therefore, before the trip, be sure to write down the phone number of the Sberbank customer support service, make a call and block the card in order to avoid further charges. On the other hand, most cardholders of Russian banks, including Sberbank, complain about another problem - the ATM did not dispense money, but an SMS was received about debiting funds from the account. The nature of this trouble also lies in the disconnection of the ATM with the processing at the time of preparation for the issuance of banknotes from the ATM cassettes. Alas, avoiding it in Turkish ATMs is quite difficult. Upon returning to Russia, write a statement to the bank's claims department and get ready for a long wait for the proceedings. Be sure to keep the transaction receipt, which any ATM gives you free of charge.

Problems with the amount of funds withdrawn

Please note that processing centers in Turkey are set to limit the amount of cash that can be withdrawn from plastic cards by a foreign tourist. You can bypass several ATMs in a row with a Sberbank card in Turkey, but not receive cash due to exceeding the daily total limit. Unfortunately, withdrawal limits are known only to employees of Turkish banks. Therefore, it is better to have several cards with you if you are going to withdraw, say, 3-5 thousand dollars a day for a very large purchase (for example, a fur coat or expensive jewelry from a private person without a receipt). A good option is to pay using a POS terminal. Alas, this is not always possible.

Problems when paying with a card in Turkey

Holders of Sberbank plastic cards in Turkey can freely pay for services or purchases. POS terminals for payment can be found in any store. Do not forget - when paying, keep your card in sight at all times. Ask the seller for a fiscal receipt, on which you can verify the debit amount, and keep it for a long time (up to 6 months). Often in Turkey, POS terminals do not work correctly, often tourists receive SMS notifications about debiting funds, and the seller claims that the operation did not go through. In this situation, call the Sberbank customer support phone and find out the transaction code in the VISA system, which you inform the seller. He, in turn, reports the code to the processing center of his bank. After a few minutes, this center will resolve the issue and the partner bank will inform the merchant that the transaction actually went through the Visa system or not. Thus, you will be able to independently resolve the dispute over the operation using the Sberbank card in Turkey.

Fraud and fraud when paying with a card in Turkey

When paying with a VISA Sberbank card in Turkey, try never to transfer the card to the wrong hands. If the POS terminal is under the counter, go to it with the seller and make sure that your card is not being swiped by a fraudster through other suspicious devices. In bars, it is generally accepted to bring a GSM POS terminal to the client. When withdrawing cash from a VISA Sberbank card in Turkey, make sure that the ATM window for entering cards is free and not equipped with additional suspicious devices (screamers). Use your free hand or handbag to cover the password entry area at the ATM, thus you will protect yourself from capturing the password by scammers' cameras.

What to do if you lose your Sberbank card in Turkey